Car Loans Service Charges ICICI Bank

Saturday, February 13, 2010

Description of Charges Car Loans
Loan Processing Fees

New Car
Gross Loan Amt Processing Fee Amt Documentation Charges
<2.5 L Rs.2500/- Rs.350/-
2.5 L to 5 L Rs.3100/- Rs.350/-
5 L to 10 L Rs.4000/- Rs.350/-
>10 L Rs.5000/- Rs.350/-

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Loan Rates and Top Banks

Cheap Loans : Before taking home Loan, personal Loans, car Loans you must have to compare the loan rate from various top banks HDFC, HSBC, ICICI Bank and SBI. You can get Loan up to Rs. 10 lakhs.

* Home Loans

* Personal Loans

* Car Loans

Home Loan tenure upto 20 years
Floating Reference Rate (FRR/PLR)
Floating Reference Rate (FRR) 12 - 13 %
PLR 14 - 15 %

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Top 10 Insurance companies in India

Tuesday, February 9, 2010

List of Top 10 Insurance companies in India

1. Life Insurance corporation of India (LIC)
2. ICICI Prudential Life Insurance
3. Bajaj Allianz General Insurance
4. ICICI Lombard General Insurance
5. Birla Sun Life Insurance
6. Tata AIG General Insurance
7. SBI Life Insurance
8. Sahara Life Insurance
9. Oriental Insurance Co.
10. HDFC Standard Life Insurance

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Jeevan Nischay

Monday, February 8, 2010

Jeevan Nischay


Minimum age at entry
18 years (completed)
Maximum age at entry
50 years (nearest birthday)
Policy term

5, 7 and 10 years

Minimum Single Premium

Rs. 10,000/-

Maximum Single Premium
Rs. 10,00,000/-


In this plan, an investment of Rs. 1 lakh would mature into Rs.1.7 lakh after a span of 10 years.

This is based on 'Jeevan Astha' that have guaranteed return during the financial crisis had mobilised around Rs.10,000 crore.

If your age of entry is 35 years then benefits are as follows:

Single Premium

Policy Tenure

1st Death Benefit

Guaranteed Returns

25000

5 Years

Rs 1,25,000

5.25%

25000

7 Years

Rs 1,25,000

5.54%

25000

10 Years

Rs 1,25,000

5.97%

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Real Estate Investment in India 2010

Sunday, February 7, 2010

As developing country India is growing exponentially in the field of real estate. India is trying to compete with developed countries in real estate infrastructure. Every where there is huge demand of property, flats and apartments. Either you want to choose personal or for commercial use you have to pay very high amount in the metropolitan like Mumbai and Delhi. Almost five per cent of the country's GDP is contributed to by the housing sector.

So, if you are trying to invest in real estate then its a good time for you because property is getting costlier every year.

You can invest in these Real estate areas of high demand and most profitable in 2010

Apartments
Institute
Hospitals
Commercial shops
Shopping Malls
Hotels
Offices

Development in IT ITES, requirement of houses in urban area ( 80 per cent of real estate developed in India is residential)

NRI Real Estate Investment in India 2010

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NRI investment options in india 2010

There are various NRI investment options in india,

NRIs can make investments in all the investments options which are available to Resident Indians.

2010 nri investment options
NRIs can invest in Inidia in
  • Shares and stocks
  • mutual funds
  • Indian equities markets, including IPOs
  • Company fixed deposits and non-convertible debentures of companies
  • Real estate investments
  • Government securities
  • Bank deposits
  • National Savings Certificates issued by post offices in India
  • Deposits in Indian banks

Account needed for investment for NRI :
  • NRE Account (Non-Resident External Rupee Account)
  • NRO Account (Non-Resident Ordinary Rupee Account)
  • FCNR Account (Foreign Currency Non Resident Account)
NRI can invest through 24% and 40% Schemes.

NRI investment options 2010

NRI Real Estate Investment


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Debt Consolidation Loan UK

Friday, February 5, 2010

How Debt Consolidation Loan helps you:
Debt Management through Debt Consolidation is one of the best effective way to consolidate all your Money headache into a single loan. Don't waste your time to manage your various debts differently. Consolidate debts into single loan and break it into affordable installments. You can choose to pay monthly or weekly installment. Also give importance to reducing monthly installments as well as existing APR.

One type of Debt Consolidation Loan also provides facility to Consolidate small payments into one big amount that you need to pay in one single amount.

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